Everything You Need to Know About Speeding Fines and Tickets

You are driving along and suddenly you see a double flash in your mirrors. You have just been caught speeding on the road. When this happens, you can be confused and not realise what has happened. The next thing you will receive in a letter arriving in the post that makes you aware that you have been caught speeding. Here is a guide with everything you need to know about speeding fines and tickets.

Speed Fines and Tickets – The Process

The letter that you receive for speeding normally arrives within 14 days of the incident. This can include a Notice of Intended Prosecution or NIP. In addition, there is a section 172 notice. It is important that you return these within 28 days of receiving them. Following on from this letter, you should receive a Fixed Penalty Notice or FPN. It will be your decision whether you plead guilty or not guilty to the speeding ticket.

If you plead guilty, you will have to accept that you are going to have points on your licence. In addition, you will be expected to pay a fine. In some circumstances, you can take a speed awareness course. For example, if you have never been caught for speeding before, this might be an option for you. This will mean that points are not added to your licence.

Normally, you will receive three penalty points for speeding, as well as your fine. If you gather up to 12 points, you will be banned from driving. Points can stay on your driving licence for three or four years before they are removed.

Does the 10 Percent Leeway Exist?

A lot of people have heard about the 10 percent leeway. In other words, you may not be caught for speeding if you are 10 percent over limit. While some police officers may offer this discretion, this is not a legal rule. Therefore, there is no guarantee that you will receive this leeway and it should not be relied upon.

For example, if you are caught by a speeding camera going 1 mile an hour over the limit, you can still be charged with speeding. You are breaking the law. Trying to convince yourself that there is a 10 percent leeway is dangerous and you may be left disappointed and with a speeding ticket.

Speeding and Insurance

Unfortunately, when you are caught speeding and receive points, this is going to change your insurance. In other words, you are now going to have to pay a higher premium for your car insurance. The only way to avoid this from happening is by taking a speed awareness course. When you attend this course, you will not receive points on your licence. Therefore, your insurance company do not need to know that you were caught speeded. As a consequence, your premium will not increase.

There are some other things you can do to lower your insurance premium. For example, you can have a black box fitted to your car. This is going to measure your speeds and the way that you drive. If you are considered a safe and responsible driver, this can keep your insurance premium down.

Contesting a Speeding Ticket

If you believe that you were not speeding, you can contest a speeding ticket. Other situations where you can contest include if you were not driving the vehicle at the time or there were no notices alerting you to the speed limit.

There are going to be some police forces that will hear informal appeals. This will involve sending a letter and indicating why you should not receive a speeding ticket. But if this does not apply to your area, you will have to conduct a formal appeal. This will mean that you are requesting a court hearing. This can be done through the Fixed Penalty Notice that you receive.

Before appealing a speeding ticket, it is best to seek legal advice. This is going to make sure that your claim has a chance and to make sure you have everything you need for a court hearing. Handling your case alone can be stressful and time consuming. This is especially true if you are not sure what you are doing. A lawyer is going to have the experience and knowledge you need to be prepared for your court hearing.

If you do choose to contest a speeding ticket, make sure that you have a suitable reason for doing so. Otherwise, you may be wasting your time and effort. For example, if you are claiming that the roads were quiet or you were speeding because of an emergency, this is not going to excuse your actions. In addition, not being aware of the speed limit will not excuse your speeding.